Payment Gateway

A payment gateway is a software program application which works as too to payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets. Payment gateway protects credit cards details encrypting sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and payment processor.

 

What is function of gateway?

A customer places order on website by pressing the 'Submit Order' or equivalent button, or perhaps enters their card details using an automatic phone answering service. If the order is via a website, the customer's web browser encrypts the information to be sent between the browser and the merchant's webserver. This is done via SSL (Secure Socket Layer) encryption. The merchant then forwards the transaction details to their payment gateway. This is another SSL encrypted connection to the payment server hosted by the payment gateway.

 

How can IT Niche help?

Capability to accept payment can be as simple as plugging in a third party tool like PayPal, Google Checkout etc which acts as both merchant service as well as gateway. However they are limited in some way and what they can do and cannot.

 

A decision making process of which gateway and which merchant service account is actually the first step then having technical implementation of these tools with your website needs certain amount of programming expertise.

 

Call one of our trained service professional who can evaluate your business requirement and also suggest you most suitable option for your needs in your budget.